Mail Us
inquiries@acfoodbank.ca
Your credit score is one of the most important numbers in your financial life in Canada. It can affect your ability to rent housing, get a cell phone plan, qualify for a car loan, or secure a mortgage. Understanding it puts you in control.
How credit works in Canada.
300–900: what your number means
Cards, loans & lines of credit.
What’s in your report & how to get it free
How banks evaluate your application
In Canada, you have the right to access your credit report for free from both Equifax Canada and TransUnion Canada. Regularly reviewing your credit report can help you identify errors, detect potential fraud, and better understand your financial health.
Checking your own credit report is considered a “soft inquiry” and does not affect your credit score.
Contact us to learn more or find the right support.